Making Waves | November 2025

REality Check

San Francisco’s real estate activity saw a strong October, with the highest sales in years and far fewer price reductions. Many homes sold over list price (80% of house sales and 44% of condos), reflecting solid buyer demand against a limited supply of listings.

While the market typically slows from mid-November to mid-January, this year may buck that trend. Still, mid-winter often remains the best time for buyers to negotiate on homes that didn't move earlier in the season. 

Click below to read the full November report.

Making Waves

Did You Know?

• Strict limits on rent increases under the 2019 laws in New York City have left an estimated 50,000 apartments vacant across the city. Because the restrictions on what landlords can charge for these apartments often don’t even cover the costs of maintaining them, they become ghosts. (Free Press)

• Just 21% of buyers were first-timers in the 12 months ending June 2025, only about half the long-time average share of 38% in records going back to 1981. Meanwhile, the average age of the first-time buyer rose once again, to 40. All cash buyers rose to 26% (but this does not factor in those who buy cash and refinance within 30 days after, thereby securing financing AND the ability to deduct all interest costs). Most repeat buyers - 52% - are aged 55-74 years old. Among all home buyers, 61% are married couples, 21% are single women, and 9% are single men.

La Bahia Hotel and Spa

Just a quick coastal cruise from San Francisco, La Bahia Hotel lands you right at the edge of Santa Cruz’s sun-drenched surf scene. The vibe is breezy Mediterranean charm meets laid-back beach culture- arched silhouettes, sandy palettes, and plenty of spots to watch the waves roll in. It’s the kind of place where you can kick off a weekend by driving down Highway 1, swapping fog for salt spray, and settling into a stylish hideaway made for surfers, sun-seekers, and anyone who appreciates good design with ocean energy. 

Lightscape

Experience the San Francisco Botanical Garden like never before as it’s transformed into a magical world of color, music, and more than a million sparkling lights. Enjoy a mile-long trail of dazzling displays, food and drinks, and cozy moments with family and friends.

Tickets on sale now! 

Nov 21st, 2025- Jan 4th, 2026

Gold Mirror

After a two-year transformation, the iconic Gold Mirror has reopened in San Francisco’s Sunset District, marrying its beloved Italian-American classics with a sleek new interior- think herringbone wood floors, warm ambient lighting and a sleek marble bar top. Loyal fans will find the favorites they’ve always loved (yes, the calamari and veal saltimbocca are back) along with a few thoughtful new dishes that nod to the restaurant’s 56-year legacy. 

SOLD

Inner Sunset

1300 7th Avenue, Unit 1

2 BD 2 BA 1010 SF $1,125,000

Buyer Represented

Silver Terrace

130 Bridgeview Drive

4 BD 3 BA 2282 SF $1,270,000

Seller Represented

Glen Park

37 Miguel Street, Unit 2

2 BD 1 BA 1244 SF $1,250,000

Seller Represented

Let's Get Social!

Debbie Rutledge

DRE#: 01886396

M: 415.860.6375

[email protected]

@compassdebbie