Hello Friends!
As we wrap up another incredible year, I want to take a moment to express my heartfelt gratitude to all my amazing clients, referral partners and friends.
And an extra special thank you to everyone who made our holiday appreciation party a huge success! Your presence made the event truly special, and we had an absolute blast!
In this year's final letter, I highlight the latest market trends, share some of my favorite holiday appetizers & recommendations for last minute gifting.
Wishing you all a joyful holiday season filled with lots of love, laughter, calories and downtime.
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Looking ahead to 2024, the San Francisco real estate market is positioned for a comeback. For the last 1.5 months mortgage rates have fallen significantly and earlier last week the Federal Reserve kept rates unchanged and projected three quarter-point rate cuts in 2024 given an improved inflation outlook. Lower rates will spur home buying so this is great news for buyers and sellers.
This positive economic guidance provides us with a high level of confidence that we may return to the days of sub 5% interest rates (for ARM products) by this time next year. That would be a ~1.5% drop from current interest rate levels. Moreover, if we experience a modest recession the first half of next year, as some economists predict, we may see rates lower even faster.
Click below to view the full December report.
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Trio of Easy Appetizers
On a recent Sunday, Chris and I decided to host a last minute, holiday happy-hour at our home. As someone who tends to overthink things (#2024goals), we decided to keep it really easy and just serve appetizers. Whether hosting or bringing them to your next party, you can't go wrong with these super simple recipes.
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Which books make the best gifts? It all depends on the recipient, but this diverse array of keepsake volumes has something for everyone on your list.
If there's still time, I highly recommend calling your neighborhood bookstore to see if they have your title in stock or if they can order it for you. Black Bird Books, Green Apple and Folio to suggest a few.
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A movie lover’s dream, the Criterion Channel offers classics and discoveries from around the world. Try new film collections every month or catch up on the most celebrated movies of all time in Criterion’s permanent library. Gift subscriptions on sale thru Dec 22nd!
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Nest on Fillmore Street
Named "One of the 50 hottest interiors shops in the world" by Living, Etc., Nest features an eclectic collection of treasures - Rustic antiques, fine jewelry, quirky and cool accessories, beautiful home decor items, vintage books, handblocked linens, and dozens of one-of-a-kind finds and hand-made items. This is definitely one of my favorite shops in SF, where you can find something unique for everyone on your list. Last year I found a 1st edition Henry Miller book for Chris.
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*Seek advice and counsel of a medical professional and/or officials prior to going outdoors or any items mentioned in the above.
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© Compass 2024 ¦ All Rights Reserved by Compass ¦ Made in NYC
Compass is a real estate broker licensed by the State of California operating under multiple entities. License Numbers 01991628, 1527235, 1527365, 1356742, 1443761, 1997075, 1935359, 1961027, 1842987, 1869607, 1866771, 1527205, 1079009, 1272467. All material presented herein is intended for informational purposes only and is compiled from sources deemed reliable but has not been verified. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description. All measurements and square footage are approximate. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
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